Supported Loan Categories
LoanDesk initially supports 5 major loan categories out-of-the-box. Each category includes specialized fields, document checklists, collateral appraisal, and release workflows.
Personal Loan
LoanDesk Personal Loan module allows lenders to evaluate individual creditworthiness, employment history, bank statements, and monthly liabilities. Perfect for salaried employees, self-employed individuals, and emergency credit.
Business Loan
Engineered for small businesses, retailers, and commercial enterprises requiring fast liquidity. Track monthly turnover, net profit, business registration details, and security like post-dated cheques or stock hypothecation.
Gold Loan
The Gold Loan module provides end-to-end management of pledged gold items including chains, rings, necklaces, bangles, and coins. Complete with gross/net weight calculation, karat purity valuation, safe packet tagging, and a strict 7-step gold release workflow.
Vehicle Loan
Full lifecycle management for new and used vehicle financing. Record vehicle specs, manufacturer, model, registration number, chassis number, engine number, dealer invoice, down payment, insurance validity, and RTO hypothecation.
Property Loan
Manage high-ticket mortgage credit secured against residential houses, apartments, commercial shops, office space, or plot land. Evaluate assessed valuation, legal title verification, title deeds, and LTV ratios up to 75%.